The first step in taking control of your finances through is determining whether you qualify for Chapter 7 or Chapter 13 bankruptcy. Even if you're unsure about bankruptcy, visit A. L. Hamilton & Associates, LLC, in Fayetteville, Georgia, for a free consultation. We will help you analyze your financial situation and let you know if you qualify for Chapter 7 or 13. If eliminating your debt is your goal, call 678-369-7021 or e-mail us today.
How to Qualify for Chapter 7 Bankruptcy
If your current monthly income is lower than the median income for Georgia, based on the means test, you will likely qualify for some type of liquidation of your debt through Chapter 7 bankruptcy. While this may seem set in stone, it is important to understand exactly how the state defines "income." At the law firm of A. L. Hamilton & Associates, LLC, we have a great deal of experience helping people qualify for Chapter 7 bankruptcy. Even if another lawyer said you didn't qualify, contact us to see what we can do for you.
How to Qualify for Chapter 13 Bankruptcy
If you do not meet the requirements for Chapter 7 bankruptcy or if you have filed Chapter 7 within the last eight years, Chapter 13 bankruptcy may be an effective option for you to pay down your debts through a manageable payment plan.
Even though you may not qualify for Chapter 7, filing Chapter 13 bankruptcy will stop creditors from garnishing your wages and prevent foreclosure. If you have filed Chapter 13 within the last two years, you may be able to file again under certain circumstances. At A. L. Hamilton & Associates, we may still be able to get you the protection against creditors you need.
Contact an Experienced Georgia Debt Relief Attorney
If you're not sure which bankruptcy option you qualify for, contact an experienced attorney for assistance. Call A. L. Hamilton & Associates at 678-369-7021 or e-mail us to schedule your free consultation today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
