Alternatives To Bankruptcy

At the Fayetteville, Georgia, law office of A. L. Hamilton & Associates, LLC, we understand that the decision to file for bankruptcy is not made lightly. We know that most people prefer to work their ways out of debt.

Unfortunately, when lost jobs, reduced wages, illness, divorce and other unexpected events occur, it may be nearly impossible to keep up with the daily costs of living while repaying your debts and supporting your family. In these cases, additional steps must be taken to reduce your debts and regain control of your finances.

Our team of dedicated staff will evaluate your financial circumstances and examine all of the available alternatives to bankruptcy to determine the best debt relief option for you.

Debt Negotiation Lawyer Helping Clients Reduce Their Debts

While bankruptcy often provides the quickest, most efficient way to debt relief, other options may be available. Depending on your unique financial circumstances, one or more of the following alternatives to bankruptcy may be right for you:

  • Debt consolidation
  • Debt negotiation and settlement
  • Debt repayment plans
  • Loan modifications and refinancing
  • Compositions
  • Personal adjustments
  • Credit counseling

Helping Clients Find The Best Path For Debt Relief

For more than 25 years, attorney Angela Hamilton has been helping ordinary, hardworking people overcome extraordinary financial hardships. Together with her staff, Ms. Hamilton has helped many people throughout the South Atlanta metro area find the debt relief option that is right for them.

Many companies promise to stop creditor harassment and relieve you of your debts for small monthly payments. These companies promise to negotiate your debt down to pennies on the dollars. Unfortunately, these companies are making empty promises and often turn out to be scams. As a lawyer, Ms. Hamilton is legally required to act in your best interests. She will not "sell" you on a path to debt relief and won't make promises she can't keep.

Contact A. L. Hamilton & Associates, LLC, at 678-369-7021 to learn about all of your debt relief options. Our firm offers free consultations and payment plans. In many cases, flat rates are available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.